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Bank & SBA Business Plans

A commercial loan like those backed by the Small Business Administration is a great way to get funding to launch & grow a new business.

An SBA-backed business loan is flexible, competitive lending designed to help entrepreneurs launch and grow their startups, acquire an existing business, or expand. These loans can be used for startup expenses, equipment and other capital expenditures, inventory, and even working capital.

Masterplans helps founders turn business ideas into reality.

For over 20 years, founders have turned their dreams into reality by partnering with Masterplans to develop a bank-ready business plan.

the Support you need

We help our clients through the entire loan process, from beginning to end.

During our free, no-obligation consultation call, we'll tell you what your credit score, work experience, and equity stake need to be, and if you're not ready for a business plan yet, we'll explain the steps for you to get there. You can expect the same high quality of individualized attention throughout our time working together. And, at the end of our time together, we will make sure you understand everything in your plan so you can ace your loan interview.

For a startup or company acquisition borrowers to qualify for the 7(a) or 504/CDC SBA loan program, it requires a business plan that gives the loan officer precise information to develop a loan memorandum. 

This means creating a business plan that shows your company can meet debt service obligations, shows profitability inline with industry peers, and is built upon your professional experience. 

Increasingly, some lenders are requiring existing businesses to submit a business plan that demonstrates how the company will use the capital to support operations, a sales and marketing strategy, client retention, and how these lead to increased customer lifetime value (CLTV).

But it also means checking off every box in a laundry list of sections and sub-sections that are required by the SBA. While some people may think of bank lending as being easier to obtain than equity investment, the Funding Circle dispels that myth, saying, “Because the government backs SBA loans, the application process is notoriously tricky, and SBA loan requirements considered among the most strict. The application process can be lengthy and detailed, and you need to prepare for plenty of paperwork.”

Time and again, our clients have informed us that their SBA lender said their business plan was the best they'd ever seen.

Ready to talk about your bank-ready business plan?

Schedule a Free 30-Minute Consultation Today!

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Don't Leave ANything to Chance

Let Us Do What We Do Best

As a first-time SBA-loan seeker, you may struggle to wade through the list of requirements, understand what they mean, and find access to the research resources you will require to complete them. You may even wonder how extensive each section needs to be. For a Masterplans consultant, this is all second nature. The time you spend spinning your wheels trying to decipher the inscrutable is time you could be spending on other aspects of your business, while we take care of what we do best.

Our team will do the heavy lifting
Make Lenders Compete for You

Put yourself in the driver's seat

A professional business plan puts you in charge of the loan process, forcing lenders to compete for your business rather than the other way around.

You can easily submit to multiple banks, without spending hours describing to each banker, independently, how you intend to use the required capital. 

A Masterplans commercial loan business plan will exceed the requirements that underwriters demand, allowing you to put your best foot forward and make a good first impression. 

Put Yourself in the Driver's Seat
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Fast Turnaround

3.5 Weeks Average Project Timeline

Award-Winning Firm

Named top business plan writers 4 years running

Unbeatable service

2-Hour Average Client Response Time


Top-rated company for business plan development

18,000+ client plans created

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Free 30-Minute Consultation 

Schedule a 30-minute meeting so we can better understand your business, advise you on next steps, or develop a scope-of-work.